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Insurance Telematics
About Insurance Telematics
Insurance telematics provides the means for both the insurer and the insured to better manage driver behaviour, which can reduce loss ratios and deliver rewards for safer driving. It allows insurers to provide a more tailored approach to premiums associated with an individual’s risk profile, enabling Cartrack to get the best possible premium for you.
The data can also be utilised to more accurately reconstruct accident scenes, therefore resulting in easier and faster evaluation of claims and a reduction of the headaches involved in the aftermath of an accident or theft.
Benefits of Insurance Telematics
Intelligent insurance with Cartrack
Be a safer driver
Reduce your insurance costs by monitoring and improving your driving behaviour – be rewarded for being a safe driver.
Be a safer driver
Reduce your insurance costs by monitoring and improving your driving behaviour – be rewarded for being a safe driver.
Always get the lowest premium
With your consent, Cartrack will shop around for you with anonymised vehicle data to make sure that you are with an insurance company that gives you maximum benefit.
Always get the lowest premium
With your consent, Cartrack will shop around for you with anonymised vehicle data to make sure that you are with an insurance company that gives you maximum benefit.
Decrease fuel usage
You are empowered to reduce your fuel costs by limiting inefficient driving practices.
Decrease fuel usage
You are empowered to reduce your fuel costs by limiting inefficient driving practices.
Decrease maintenance costs
Your improved driving behaviour will significantly reduce the wear and tear on your vehicle caused by harsh braking, acceleration and cornering.
Decrease maintenance costs
Your improved driving behaviour will significantly reduce the wear and tear on your vehicle caused by harsh braking, acceleration and cornering.
Crash Alert
If your vehicle is involved in an accident, an alert will be sent to our 24/7 control room who can immediately dispatch emergency services to the scene of the accident.
Crash Alert
If your vehicle is involved in an accident, an alert will be sent to our 24/7 control room who can immediately dispatch emergency services to the scene of the accident.
Stolen Vehicle Recovery
Thanks to our world-class tracking technology and vehicle recovery system, Cartrack is in the best position to recover your stolen vehicle. We have a proven track record in high crime regions, and are proud of our 92% audited recovery rate.
Stolen Vehicle Recovery
Thanks to our world-class tracking technology and vehicle recovery system, Cartrack is in the best position to recover your stolen vehicle. We have a proven track record in high crime regions, and are proud of our 92% audited recovery rate.
Merging AI with telematics
How insurance telematics works
Information for education and cost saving
Once we professionally install our in-house developed telematics into your vehicle, you can start receiving reports on driving behaviour. This is achieved using algorithms that assess many key driving habits and behaviours such as speeding, harsh braking, numbers of hours and kilometres driven in a month and specific times of day spent on the road.
With this information, you will be better positioned to change habits that increase your risk of harm, damage and, reduce inefficient fuel usage, all the while reducing the premiums you pay for your vehicle insurance.
Additional safety advantages
In cases of vehicle accidents, we will create an accurate crash reconstruction report using your vehicle’s key metrics prior to the crash, leading to easier, faster and more successful claims. Cartrack telematics data also adds more credibility to your theft insurance claims, ensuring that you always have what you need for a more successful claim.
To keep you safe and your vehicle secure, you can get additional Stolen Vehicle Recovery (SVR) and Crash Alert features, which ensures that you are always protected in accidents or situations of possible vehicle theft.
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